2022中国农业银行全国统考参考答案

十年银行培训 东吴品质保证

2022银行秋招考试-中国农业银行全国统考参考答案

经济金融

1、答案：人民币贷款、外币贷款、非金融企业境内股票余额(三项都是)

2、答案：这种说法无视边际消费倾向递减规律，在收入增加的同时，消费增加会越来越少

3、答案：全球主要货币供给增加，人民币面临升值压力

4、答案：下列关于完全竞争市场的表述中(两项都正确)

5、答案：劳动力供给：先是增加，然后会到达峰值，随后持平或下降

6、答案：乙银行将汇票交给甲银行，甲银行从该单位账户上划拨款项到供应商M的账户

7、答案：三项都是：(1)确认发票、单据等信息致、(2)甲企业的资信状况、(3)乙企业的资信状况。

8、答案：货币市场

9、答案：降低金融机构存贷款基准利率

财会

10、答案：审计过程中，发现被审计企业(三种措施都是)

11、答案：增值税专用发票实行(最高开票限额管理)

12、答案：某企业因发展需要，剥离内部AB产品生产线(通过固定资产清理进行核算，清理中的净损益，列入“营业外收支")

13、答案：某企业在应交税费科目下的期末余额为5万元(该企业期末时，尚未缴纳税费5万元)

14、答案：采用同比利润表法分析G企业和H企业(两家企业的净利润率变动情况完全致，难分伯仲)

法律

答案：下列关于银行不良贷款管理的说法中，正确的是(仅1正确)

答案：甲、乙和丙三人成立有限责任公司，三人均以货币出资,实缴资本为260万元(只有甲

答案：互联网金融领域是非法集资的多发领域，认定非法集资要看它是否满足哪些条件?(三项都是)

答案：证券交易中的内幕交易行为是被严厉打击的行为。(三项都是)

管理

答案：管理强调统一指挥

答案：变革可以从上而下

答案：只有(1)和(3)

答案：负向惩罚

信息技术

答案：云金融从技术上是利用(云计算) (云里)

答案：人工智能产业链包括基础技术支撑，人工智能技术及人工智能应用三个层次，其中人工智能技术是基于(应用层)提供的存储资源和大数据,通过(深度学习)建模,开发面向不同领域的应用技术。

答案：人脸识别是基于人的脸部特征徽典进行身份识剧的一种生物识剧技术，一般来说，人脸识别系统包括(图像担取、入脸定位。图像预处漫人识别(身份确认或者身份直找)

答案：2019年开始，央行数字货币研发不断推进并在多地陆续进行试点，关于数字货币技术描述正确的是(根据是否采用分布式记账技术,数字货币分为加密数字货币与私人数字货币)

答案：游戏中，甲的一个“秘密”要靠观众的提问才能得知，但观众不能直接问甲的秘密是什么，(决策树)

答案：金融与科技融合派生了各类金融创新金融科技对应的生产要素是数据和信息，传统金融对应的生产要素是土地、资本、劳动、企业家等

社会常识

答案：我国自建的导航系统名为“北斗”不是指斗南一人

答案：以下没有收录在鲁迅小说集《呐喊》中的是(十月).

答案：中国传统农历属于阴阳历,在古代主要用于指导(农业生产)活动。,

我国有八个面积较大的沙漠，有”八大沙漠"之称。以下不属于这八个沙漠的是(毛乌素沙漠)。

答案：古往今来，经济发展离不开货币。过去历朝历代都会发行法定铸币，比如，较为有名的五铢钱"是(汉武帝刘彻)在位时发行的。

答案：地球在365叉1/4日环绕太阳旋转一周，在太阳历中通过闰年2月月长增加1天

答案：隋朝时开凿的南北大运河以(洛阳)为中心

时政

14、答案：实施新时代人才强国;世界重要人才中心和创新高地

15、答案：北京证券交易所

16、答案：较上年稳步增加;平均每万人拥有银行网点1.59个，

17、答案：农业绿色发展、低碳发展、循环发展

18、答案：全面建成小康社会

19、答案：聂海胜、刘伯明和汤洪波(1)(2)(3)

20、答案：迈向数字文明新时代——携手构建网络空间命运共同体

21、答案：3000亿元先贷后借

22、答案：西安 广东、香港、澳门

答案：辛亥革命110周年

农行特色知识

1、农行特色知识：以下(ABC)是中国农业银行的英文简称

2、中国农业银行已在以下哪些交易所挂牌上市?((1)和(2))

3、中国农业银行的核心价值观是(诚信立业稳健行远)

4、中国农业银行的客户服务电话为(95599  )

5、以下哪项不是中国农业银行的产品品牌名称(金葵花)

言语理解

1、答案：内循环通常以投资和消费为主轴而延展和辐射(介绍内循环的主要方式以及需要面临的问题)

2、答案：我们有多久没有使用过现金?(互联网并非安全地带，其中也隐藏者许多危险)

3.答案：下列句子中没有语病的一项是(当前，我国社会主要矛盾已经转化为人民日益增长的美好生活需要和不平衡不充分的发展之间的矛盾)

4. 答案：入括号处最恰当的词语是(分厘之差跌宕起伏)

5. 答案：下列排序，句意最为连贯的一项是((2)(5)(3)(1)(4))

6. 答案：下列排序，句意最为连贯的一项是(3)(5)(2)(6)(1)(4))

7.答案：下列句子中没有语病的一项是(人工智能作为引领新一轮科技革命和产业变革的战略性技术，在经济发展过程中的价值日益凸显。)

8. 答案：填入括号处最恰当的词语是(两极化降低挤占)

数字运算

答案：方阵有学生(196)人

答案：少(6小时40分钟)

答案：大小纸箱的数量和是(26)

12、答案：3个数的和是偶数的取法有(60)种

13、答案：摆放时的方案一共有(696)种

答案：其中乙厂生产的零件数量是(140)

答案：第二高的成绩比第四高的多(3)分

答案：150克的溶液浓度是(21.7%)

答案：公司调集的这批员工有(38)人

18、答案：公司共有员工数(200)

19、答案：沙子c点大约下降1.53米

20、答案：20棵冬青不用动(d )

21、答案：小王距离小李2根号

答案：12人一组剩余11人

资料分析

23.答案：2020年8月份，在战略新兴、高新技术、高技术制造和数字经济核心产业中，数字经济核心产业的增加值、产业利润同比增速均最高

24. 答案：8月份，餐饮收入环比由负转正

25. 答案：多10.5个百分点

26. 答案：2020年18月，A省固定资产投资同比增长3.9%，增速比1-7月回升0.4个百分点

27. 答案：顺差10396亿元

逻辑推理

1.答案：

2.答案：调查显示，近年来，人均旅游花费逐年增加….(有些旅行社可以提供旅游分期消费服务)

3.答案：

4.答案：

5.答案：

6.答案：只有李教授来并且顾教授也来，王教授才有可能参加会议。…(李教授参加了会议，但王教授没有参加)

7.答案：任何艺术品都不是凭空想象出来的，它们都有现实原型。(有些艺术品可能毫无规律)

8.答案：

9.答案：某公司新招录了4名博士，分别来自清华大学，(技术部)

10.答案：张老师、刘老师、李老师、孙老师是一班、二班….(李老师是四班的班主任)

思维策略

11、答案：6,3,32,59,130,211

12、答案：(15+2+5)/2=11

13、答案：11，22，66，297，2004.75，20298.09375

14、答案：2，7，22，67，202

15、答案：5种式样的袜子各7双混放在一起，每次随意取一只袜子,最多取19次就一定能取到2双不同样式的袜子

16、答案：某单位组织全部426名员工参加体检，体检中心提供A、B、C、D四种套餐项目分别对应50岁及以上男性员工、50岁以下男性员工、45岁及以上女性员工、45岁以下女性员工，参加A和C套餐体检的人数可能比参加B和D套餐体检的人数多18人

17、答案：9119+7337+2552+3773+191的尾数是5

18、答案：1/110+1/132+1/156+1/182+1/210+1/240+1/272=7/170

19、答案：2018年1月1日是星期一，2022年1月1日是星期六

21、答案：(27+81+729+2187+……)=(0)

22、答案：30只笔最多可以奖励(7)个

23、答案：4287*97+……=1429000

答案：混合的凉拌汁中醋的比例可能为(43.7%)

答案：赢得概率(0.08)

答案：两个小区人数相差(10)人

27、答案：313152+222416+……=(2333331)

答案：六位数各个数位的和是(18)

英语

1、Thisstudy confirms that many epidemiologists have suspected, but fewamong the public have: 答案：lightsmoking creates asubstantial risk for heart disease and stroke.

2、Thedegree of destruction of the city mainly depends on the severity ofthe flood outbreak and the public measures

答案：assumedto contain it.

3、Thestudy of viruses began as an investigation into which appeared to bea strange subset of pathogens.

答案：intowhich

4、The cinema was in breach ofthe Health and Safety Act for having no fire doors.

答案：inbreach of

5 、Thehomeless population in most of the county has been declining foryears thanks to a strong economy and a low unemployment rate.

答案：unemployment

6 、InPhiladelphia, more than 400 businesses have kept out of a programallowing them to set up tables in parking spots.

答案：keptout of

The places with the most severe air pollution nearly 40 years ago remains among the most polluted places today, according to aiew study that uses historical air pollution data to track disparities in air quality over time.

答案：remains

8 、For now, it's paramount that young poets be given the space, funding and opportunities to be the voices of themselves and their communities.

答案：begiven

9 、Anhonorary dotorate__ him by Edinburgh Unvesit.

答案：wasconferred on

10、In gardening. tansplat is theprocess of planting ses isde and then moving the new growth, orsprout,

答案：outside

11.finishing a game at normal speeds can be

答案：patience

12 The delivery of the decoration fee is___ thelevel of clients' satisfaction and the completion date.

答案：contingenton

13.In a normal ression, as people lose jobs andtheir incomes fll, foreclosures drag house prices down一notonly by ading to

答案：price

14 The company has a 93% share of the market forpowerful- and lucrative一chipsthat go into data centre computers, an 81%

答案：operatingmargins

15 On a mild winter weekend, the sun

答案：poursdown

16.___the plane landed safely and no one sffereany ijurie, heavy machine chunks rined down on rsidential nighorhoods

答案：Unless

17 A serious car accident in 196_ a permanentfuture for him to join the army.

答案：ruledout

18 Apple products have historically beenthoughtfully designed so that people with disabilities can enjoyusing them without any

答案：hindrance

19 The number of old German cars sill on the road

答案：atteststo

21Blackouts are becoming increasingly common asextreme weather causes electricity demand to skyrocket,whilesimultaneouslydamaging the__electric grid.

答案：surviving

22The rise in technology,particularly forinformation and communication, is radically.

答案：transforming

Black holes are just what the name suggests -places where the gravitational pull is so great that nothing, not even light can

答案：explode

The Egyptian government has moved to protect the tourism industry with

答案：taxing

As digital and practical effects began to

答案：takeback

Economistswith translating everything into GDP wonder if more widespread face-covering could help the recovery of the

答案：areobsessing

Whenever companies_and communicate with a new market they have the

答案：branchout

The analysis from the Institute for Fiscal Studis illustrates the extent

答案：ofwhich

29、Goingpublic means a company s ells shares of stock to raise money. It alsomeans that the owner of the company must nowanswer to those whobought the

答案：stock

30、Itis a wakeup call for the tech community to

答案：explain

31、Whichof the following questions can be answered in the passage?

答案：Whydo young people work hard and save?

32、accordingto the passage, which of the following is FALSE about FIRE?

答案：Whenyou have achieved FIRE, people usually would not like to work.

33、Whatdoes the underlined word "nest egg" (in Paragraph 5)mean?

答案：Asum of money that you are saving for a particular purpose.

34、Whatdoes the writer intend to inform us in the last paragraph?

答案：Itis not easy to find a fulfilling job, so we should save for earlyretirement.

35、Whatdid Vicki Robin suggest young people doing to achievefinancialndependence?

VickiRob

答案：Assuringa 10-15% savings rate so as to retire early.

36、Whatis the "shifts" of the views of leisure mentioned in thepassage?

答案：Beingfree -- something luxuries -- a way to get prepared.Freedom -- a wayto regain strengthi-- something wasteful.

37、Whichof the following sentences best fits the blank in the 6T paragraph?

Which of the following sentences best fits theblank in the 6T paragraph?

答案：Somestruggle to enjoy leisure at all.

38、Whatcould be inferred from the last paragraph?

答案：Ifleisure is perceived useful and necessary, it might bring negativebeliefstowards life.

39、Whatis the meaning of the underlined word "servitude" in thesecondparagraph?

答案：Thecondition of being under the control of someone else.The condition ofhaving a lot of wealth.

40.According to the 4th paragraph, what does itimply when celebrities say theyhave no life?

答案：Itimplies that they are want some leisure time and have a rest.

42、Whatcan we learn from the 2nd and 3rd paragraph?

答案：Stressis causing a greater number of death than skin cancer.

43What would the author probably do in the future?

答案：Teachpeople to avoid and eliminate stress.

44What is the writer's confession?

答案：Peoplewho experience much stress have a higher risk of dying.

45Which of the following could be the nickname foroxytocin that best fits theblank in the last paragraph?

答案：Thebusy hormone.

46According to the passage,what is the mostimportant thing to do for anorganization?

答案：Toform a positive organizational culture

47What is probably the writer's ultimate purposefor writing this passage?

答案：Toencourage people to show gratitude and appreciation to others moreoften.

48What does the underlined word "sticky"mean in paragraph 4?

答案：Difficultto deal with.

49According to the passage,which of the followingis FALSE?

答案：Peopleare not confident in giving skillful compliments.

50、Accordingto neuroscientists,how do people' brains process when theygetpositive feedback?

答案：Peoplewill feel grateful to the praises and compliments.

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培训内容：参考下图